Will you get a 1099-K this year?
For 2025 and later, a platform must issue a Form 1099-K only when it paid you more than $20,000 and more than 200 transactions in the year. Source: One Big Beautiful Bill Act (signed 2025-07-04) and IRS Fact Sheet 2025-08. Tax year 2024 used $5,000. As of 2026-10-24.
A private checker for gig and marketplace sellers (eBay, Etsy, Poshmark, Venmo, PayPal, Cash App, StockX, and others). The federal reporting threshold has changed four times since 2022 — enter what a platform paid you and get a per-platform answer against the right year's figure, plus four states' own stricter rule.
After using this, you can now see which of your platforms are likely to send a 1099-K and which are not, per platform and per year, which used to mean re-deriving four years of threshold whiplash by hand. See the full threshold timeline explained, or how this compares to checking it yourself.
Already have a 1099-K in hand and want to know what it means for your taxable profit — backing out refunds, fees, and cost of goods? The 1099-K reconciliation worksheet handles that side of the same question — nothing uploaded there either.
Selling on platforms in the EU instead? The EU equivalent is DAC7: the DAC7 seller reporting checker shows whether a platform will report your sales to the tax authority.
Selling into several states, not just several platforms? A 1099-K is about payment reporting, not sales tax — the economic nexus threshold tracker answers the separate question of which states you may owe sales tax registration in.
Tax year
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Each platform is checked on its own — amounts from different platforms are never added together, because that is not how the threshold works.
Results
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| Platform | State | Paid | Transactions | Likely? | Furnish deadline |
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Platform names and amounts stay on this device. Nothing is uploaded. Usage counts contain only feature names and are never sent anywhere.
Common questions
What is the 1099-K threshold for 2026?
More than $20,000 in gross payments and more than 200 transactions from the same platform in the year. The One Big Beautiful Bill Act (OBBBA, signed 2025-07-04) restored this figure after a since-repealed law would have phased it down to $600. Both conditions must be exceeded — a platform that paid you $25,000 across 50 transactions has not crossed the federal threshold.
Why did my platform send me a 1099-K for 2024 when I made less than $20,000?
For tax year 2024 specifically, the IRS had announced a real $5,000 threshold with no transaction-count minimum (Notice 2023-74), and platforms actually issued forms under it. The 2025 law that restored $20,000/200 going forward applies retroactively to 2024 too, but the IRS confirmed a platform that already sent a 2024 form under the $5,000 rule did not have to withdraw or correct it — so a form that already arrived for 2024 stays valid even though the current standing threshold is higher.
Do amounts from different platforms add together?
No. The threshold applies separately to each Third Party Settlement Organization (TPSO) — each marketplace or payment app checks its own total paid to you, on its own. $15,000 from eBay and $15,000 from Etsy in the same year does not combine into $30,000 for either platform's own reporting decision. Enter each platform as its own row.
I'm under the threshold everywhere. Does that mean I owe no tax on this income?
No. Whether a 1099-K is issued and whether the income is taxable are two separate questions. Business income is reportable whether or not any form documents it. This checker only estimates the paperwork question — it is not tax advice about what to report.
Does crossing the threshold guarantee a form arrives, or does staying under it guarantee one will not?
Neither is guaranteed. A platform can choose to issue a 1099-K below the federal or state threshold (some do, for internal reasons or backup withholding), and a platform that should issue one can still make a filing error. This tool estimates the legal threshold, not any specific platform's actual behavior.
My state isn't Maryland, Massachusetts, Vermont, or Virginia. Does it have its own threshold?
Possibly, but this tool has not independently verified all fifty states' own reporting statutes — only these four, which are confirmed to set a threshold stricter than the federal one. If your state is not listed, this checker applies the federal threshold only; check your state's own department of revenue if you want to rule out a state-specific rule.