This calculator vs. HomeLight's Net Proceeds Calculator
HomeLight's Net Proceeds Calculator is a free estimator, published as part of an agent-matching business, that starts from an estimated home value to give a rough sense of proceeds before you have an offer. This page starts from an offer you actually have and compares two offers side by side — with nothing sent to a server and no expert-matching flow.
What each one is for
HomeLight's Net Proceeds Calculator is a free estimator on HomeLight's own site. Per HomeLight's own description, it takes an estimated home value, a remaining mortgage balance, real estate agent commissions, and seller preparation and closing costs, and produces what HomeLight itself calls a rough estimate based on a traditional, agent-assisted home sale. HomeLight separately publishes a Cash Offer Comparison Tool that, per its own description, compares a cash offer side by side with an agent-led sale estimate — a comparison between two different sale paths, not between two real offers of the same kind.
This page starts one step later: after a listing agreement exists and an offer is on the table. It takes the actual sale price on that offer (or two competing offers) and the actual rates from your listing agreement and closing estimate — not an estimated home value — and turns them into cash to the seller.
HomeLight is a real estate agent-matching company, and its own net-proceeds content directs a seller toward "Talk to an Expert" for a full cost and proceeds breakdown — a reasonable next step for a business built on referring sellers to agents, and worth knowing plainly rather than discovering partway through. This page has no expert-matching flow, no lead form, and no account: it is arithmetic that runs on your own device and stops there.
| Question | Where to answer it |
|---|---|
| What might my house net, roughly, before I have listed it or received an offer? | HomeLight's Net Proceeds Calculator — it is built to estimate from an estimated home value. |
| What does this specific offer actually net, using my real listing-agreement rate and closing estimate? | This calculator — every figure is one you enter from your own paperwork, not an estimated value. |
| Which of two offers in front of me right now leaves more cash? | This calculator's offer comparison — both offers side by side on the same assumptions. |
| How does a cash offer compare to an agent-led sale, in general? | HomeLight's Cash Offer Comparison Tool — built for that specific question, which this calculator does not answer. |
| Do I need an account, or does using it lead toward an agent referral? | This calculator: no account, no lead form, nothing sent anywhere. HomeLight's tool runs inside an agent-matching business. |
The two answer different moments rather than competing for the same one: HomeLight's calculator for a rough estimate before a listing or an offer exists, this page for the decision between real offers once they do. This calculator is arithmetic, not a closing disclosure or a valuation, and it is not a substitute for a title company, escrow officer, attorney, or tax adviser.
This tool needs no account and no sign-in: it is a static page, the arithmetic runs in your browser, and once it has loaded it keeps working with the connection off.
Common questions
Should I use this calculator or HomeLight's Net Proceeds Calculator?
Different starting points. HomeLight's Net Proceeds Calculator, per HomeLight's own description of it, takes an estimated home value, a remaining mortgage balance, real estate agent commissions, and seller preparation and closing costs, and produces what HomeLight itself calls a rough estimate based on a traditional, agent-assisted home sale — useful before you have listed or received an offer. This page starts from a real number: the price on an offer you actually received (or two, side by side), and turns it into cash at closing using the rates from your own listing agreement and closing estimate rather than an estimated value. Use HomeLight's tool for an early, rough estimate; use this one once offers exist and you are deciding between them.
Does HomeLight's calculator compare two competing offers side by side?
Not the same comparison. HomeLight publishes a separate Cash Offer Comparison Tool that, per HomeLight's own description, compares a cash offer side by side with an agent-led sale estimate — one sale path against another, not two real offers of the same kind that a seller has actually received. This page's offer comparison holds the loan payoff and closing-cost assumptions constant and puts two full offers next to each other, so the number that changes is the one that actually differs between them.
Where does HomeLight's calculator send me next?
HomeLight is a real estate agent-matching company, and its own net-proceeds content directs sellers to "Talk to an Expert" for a full cost and proceeds breakdown — consistent with a business built on referring sellers to agents. That is a reasonable thing for HomeLight to offer and not a criticism of it. This page has no expert-matching flow of any kind: it is a static calculator with no lead capture.
Does anything I type here leave my browser?
No. This calculator runs entirely on your own device: there is no account, no address lookup, and nothing you enter is sent anywhere. HomeLight's calculator runs on HomeLight's own site as part of a real estate agent-matching business, which is reasonable for what it is and worth knowing if you would rather not have a proceeds estimate tied to an agent-referral flow.
Is this page affiliated with HomeLight?
No. This site is not affiliated with, endorsed by, or sponsored by HomeLight. HomeLight is a trademark of HomeLight, Inc., named here only to describe what this calculator is and is not, based on HomeLight's own public description of its Net Proceeds Calculator and Cash Offer Comparison Tool.
Open the Seller Net Sheet Calculator to run your own numbers, or go straight to the offer comparison.