NETHERLANDS ZZP TAX SET-ASIDE · RUNS IN YOUR BROWSER · NOTHING UPLOADED

How much of what you earn should you set aside for tax?

Enter your turnover and expenses. You get Box 1 income tax after the zelfstandigenaftrek, MKB-winstvrijstelling and heffingskortingen, the Zvw contribution, and the share of every invoice to put away.

Written from the published 2026 rates (Belastingplan 2026 summaries) without a live lookup. The Belastingdienst decides. Not tax advice.

Enter your income, then click Calculate.

What it does, and what it leaves to you

Common questions

How much of my ZZP income should I set aside for tax in the Netherlands?

Often 20% to 30% of profit once you add income tax and the Zvw contribution, but it depends on your profit, the zelfstandigenaftrek and the heffingskortingen. Enter your turnover and expenses here for a number built from the 2026 rates.

What is the zelfstandigenaftrek in 2026?

A deduction from profit for entrepreneurs who meet the 1,225-hour test. It is €1,200 in 2026 (it was €2,470 in 2025) and is scheduled to fall further in 2027.

What is the MKB-winstvrijstelling?

An exemption of 12.7% of the profit left after the entrepreneur deductions, which is not taxed in Box 1.

What is the Zvw bijdrage for self-employed people?

An income-related contribution to the health insurance system, 4.85% of taxable profit up to a ceiling of about €79,412 in 2026, set by the Belastingdienst in your assessment.

Is my data uploaded anywhere?

No. Everything is calculated in your browser and nothing is sent.